Terms of Service
Last Updated: 2024. Disclaimer: This document is a standard template for informational purposes and does not constitute legal advice.
1. Acceptance of Terms
By accessing and using the website operated by Local Woodnote, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These terms constitute a legally binding agreement between you and Local Woodnote regarding your use of our digital platform focused on Canadian financial habits and wealth management insights in Quebec City.
If you do not agree to these terms, you must immediately cease all use of our services. Your continued use of the site signifies your ongoing acceptance of any modifications we may make to these terms.
2. Description of Services
Local Woodnote provides educational content, analytics, and reports concerning financial behaviors, specifically within the Quebec and broader Canadian context. Our services include but are not limited to:
- Analysis of habits preventing wealth accumulation.
- Information on RRSP, TFSA, and tax efficiency in Quebec.
- Consumer behavior analytics and spending pattern reports.
- Real estate and mortgage market insights.
Important: Local Woodnote is not a registered financial advisor, broker, or tax consultant. All information provided is for educational purposes only.
3. Rules of Conduct & Prohibitions
Users are prohibited from:
- Using the site for any illegal purpose under Canadian or Quebec provincial law.
- Attempting to breach security measures or reverse-engineer any part of the website.
- Using automated systems (bots, scrapers) to collect data from our platform without express written consent.
- Posting or transmitting any material that is defamatory, offensive, or violates the intellectual property rights of Local Woodnote or third parties.
4. Intellectual Property
All content, including text, graphics, logos, and software, is the property of Local Woodnote and is protected by the Copyright Act of Canada and international copyright laws. You are granted a limited, non-exclusive license to view the content for personal, non-commercial use. Any reproduction, distribution, or modification of the content without prior written authorization is strictly prohibited.
5. Disclaimer of Warranties
THE SERVICES AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." LOCAL WOODNOTE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SITE WILL BE ERROR-FREE, SECURE, OR UNINTERRUPTED.
6. Limitation of Liability
To the maximum extent permitted by the laws of Quebec, Local Woodnote shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services. This includes, without limitation, loss of profits, data, or financial losses incurred based on the information provided on this website.
7. Governing Law and Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein. You agree that any legal action or proceeding arising out of or relating to these terms shall be brought exclusively in the courts of the judicial district of Quebec City, Quebec.
In compliance with the Civil Code of Quebec and the Consumer Protection Act (where applicable), these terms are designed to respect the rights of users within the province.
8. Contact Information
If you have any questions regarding these Terms of Service, please contact Local Woodnote at:
Address: 1050 Rue de la Fabrique, Quebec City
Email:
Phone: +1 (974) 134-8930